LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,574
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,743
−HK$1,188/mo
Today · 4.125%
HK$39,931
baseline
▲ 0.50% · 4.625%
HK$42,360
+HK$2,429/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,862/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,801
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,922
−HK$1,137/mo
Today · 4.125%
HK$44,059
baseline
▲ 0.50% · 4.625%
HK$46,382
+HK$2,323/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,118/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,089
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,492
−HK$1,425/mo
Today · 4.125%
HK$47,917
baseline
▲ 0.50% · 4.625%
HK$50,832
+HK$2,915/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,834/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,161
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,507
−HK$1,364/mo
Today · 4.125%
HK$52,871
baseline
▲ 0.50% · 4.625%
HK$55,658
+HK$2,787/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,742/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,604
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,240
−HK$1,663/mo
Today · 4.125%
HK$55,903
baseline
▲ 0.50% · 4.625%
HK$59,304
+HK$3,401/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,806/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,521
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,091
−HK$1,592/mo
Today · 4.125%
HK$61,683
baseline
▲ 0.50% · 4.625%
HK$64,935
+HK$3,252/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,366/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,634
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,737
−HK$2,138/mo
Today · 4.125%
HK$71,875
baseline
▲ 0.50% · 4.625%
HK$76,248
+HK$4,373/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,750/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,242
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,260
−HK$2,047/mo
Today · 4.125%
HK$79,307
baseline
▲ 0.50% · 4.625%
HK$83,487
+HK$4,180/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,614/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,929 · Scale 2, in force from 26 Feb 2026)