LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,575
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,744
−HK$1,187/mo
Today · 4.125%
HK$39,931
baseline
▲ 0.50% · 4.625%
HK$42,361
+HK$2,430/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,862/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,802
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,923
−HK$1,137/mo
Today · 4.125%
HK$44,060
baseline
▲ 0.50% · 4.625%
HK$46,383
+HK$2,323/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,120/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$617,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,090
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,493
−HK$1,425/mo
Today · 4.125%
HK$47,918
baseline
▲ 0.50% · 4.625%
HK$50,833
+HK$2,915/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,836/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,162
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,508
−HK$1,364/mo
Today · 4.125%
HK$52,872
baseline
▲ 0.50% · 4.625%
HK$55,659
+HK$2,787/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,744/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$617,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,605
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,241
−HK$1,663/mo
Today · 4.125%
HK$55,904
baseline
▲ 0.50% · 4.625%
HK$59,305
+HK$3,401/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$111,808/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,523
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,092
−HK$1,592/mo
Today · 4.125%
HK$61,684
baseline
▲ 0.50% · 4.625%
HK$64,936
+HK$3,252/mo
Deposit HK$4.94M · loan HK$11.53M · min. income ≈ HK$123,368/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$617,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,635
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,739
−HK$2,137/mo
Today · 4.125%
HK$71,876
baseline
▲ 0.50% · 4.625%
HK$76,250
+HK$4,374/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,752/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,243
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,261
−HK$2,047/mo
Today · 4.125%
HK$79,308
baseline
▲ 0.50% · 4.625%
HK$83,489
+HK$4,181/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,616/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$617,941 · Scale 2, in force from 26 Feb 2026)