LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,579
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,748
−HK$1,188/mo
Today · 4.125%
HK$39,936
baseline
▲ 0.50% · 4.625%
HK$42,366
+HK$2,430/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,872/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,806
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,928
−HK$1,137/mo
Today · 4.125%
HK$44,065
baseline
▲ 0.50% · 4.625%
HK$46,388
+HK$2,323/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,130/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,095
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,498
−HK$1,425/mo
Today · 4.125%
HK$47,923
baseline
▲ 0.50% · 4.625%
HK$50,839
+HK$2,916/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,846/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,168
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,513
−HK$1,365/mo
Today · 4.125%
HK$52,878
baseline
▲ 0.50% · 4.625%
HK$55,665
+HK$2,787/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,756/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,611
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,247
−HK$1,663/mo
Today · 4.125%
HK$55,910
baseline
▲ 0.50% · 4.625%
HK$59,312
+HK$3,402/mo
Deposit HK$4.94M · loan HK$11.54M · min. income ≈ HK$111,820/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,529
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,099
−HK$1,592/mo
Today · 4.125%
HK$61,691
baseline
▲ 0.50% · 4.625%
HK$64,943
+HK$3,252/mo
Deposit HK$4.94M · loan HK$11.54M · min. income ≈ HK$123,382/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,642
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,746
−HK$2,138/mo
Today · 4.125%
HK$71,884
baseline
▲ 0.50% · 4.625%
HK$76,258
+HK$4,374/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,768/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,251
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$77,270
−HK$2,047/mo
Today · 4.125%
HK$79,317
baseline
▲ 0.50% · 4.625%
HK$83,498
+HK$4,181/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,634/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,007 · Scale 2, in force from 26 Feb 2026)