LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,582
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,751
−HK$1,188/mo
Today · 4.125%
HK$39,939
baseline
▲ 0.50% · 4.625%
HK$42,369
+HK$2,430/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,878/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,810
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,931
−HK$1,138/mo
Today · 4.125%
HK$44,069
baseline
▲ 0.50% · 4.625%
HK$46,391
+HK$2,322/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,138/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,099
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,501
−HK$1,426/mo
Today · 4.125%
HK$47,927
baseline
▲ 0.50% · 4.625%
HK$50,843
+HK$2,916/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,854/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,172
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,517
−HK$1,365/mo
Today · 4.125%
HK$52,882
baseline
▲ 0.50% · 4.625%
HK$55,670
+HK$2,788/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,764/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,615
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,252
−HK$1,662/mo
Today · 4.125%
HK$55,914
baseline
▲ 0.50% · 4.625%
HK$59,317
+HK$3,403/mo
Deposit HK$4.94M · loan HK$11.54M · min. income ≈ HK$111,828/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,534
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,103
−HK$1,593/mo
Today · 4.125%
HK$61,696
baseline
▲ 0.50% · 4.625%
HK$64,948
+HK$3,252/mo
Deposit HK$4.94M · loan HK$11.54M · min. income ≈ HK$123,392/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,648
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,752
−HK$2,138/mo
Today · 4.125%
HK$71,890
baseline
▲ 0.50% · 4.625%
HK$76,264
+HK$4,374/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,780/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,258
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,276
−HK$2,047/mo
Today · 4.125%
HK$79,323
baseline
▲ 0.50% · 4.625%
HK$83,505
+HK$4,182/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,646/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,058 · Scale 2, in force from 26 Feb 2026)