LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,583
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,752
−HK$1,188/mo
Today · 4.125%
HK$39,940
baseline
▲ 0.50% · 4.625%
HK$42,370
+HK$2,430/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,880/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,811
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,932
−HK$1,137/mo
Today · 4.125%
HK$44,069
baseline
▲ 0.50% · 4.625%
HK$46,392
+HK$2,323/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,138/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,099
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,502
−HK$1,426/mo
Today · 4.125%
HK$47,928
baseline
▲ 0.50% · 4.625%
HK$50,844
+HK$2,916/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,856/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,173
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,518
−HK$1,365/mo
Today · 4.125%
HK$52,883
baseline
▲ 0.50% · 4.625%
HK$55,671
+HK$2,788/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,766/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,616
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,253
−HK$1,662/mo
Today · 4.125%
HK$55,915
baseline
▲ 0.50% · 4.625%
HK$59,318
+HK$3,403/mo
Deposit HK$4.94M · loan HK$11.54M · min. income ≈ HK$111,830/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,535
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,105
−HK$1,592/mo
Today · 4.125%
HK$61,697
baseline
▲ 0.50% · 4.625%
HK$64,949
+HK$3,252/mo
Deposit HK$4.94M · loan HK$11.54M · min. income ≈ HK$123,394/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,649
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,753
−HK$2,138/mo
Today · 4.125%
HK$71,891
baseline
▲ 0.50% · 4.625%
HK$76,266
+HK$4,375/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,782/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,259
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$77,277
−HK$2,048/mo
Today · 4.125%
HK$79,325
baseline
▲ 0.50% · 4.625%
HK$83,506
+HK$4,181/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,650/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,069 · Scale 2, in force from 26 Feb 2026)