LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,583
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,752
−HK$1,188/mo
Today · 4.125%
HK$39,940
baseline
▲ 0.50% · 4.625%
HK$42,370
+HK$2,430/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,880/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,811
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,932
−HK$1,138/mo
Today · 4.125%
HK$44,070
baseline
▲ 0.50% · 4.625%
HK$46,393
+HK$2,323/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,140/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,100
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,503
−HK$1,425/mo
Today · 4.125%
HK$47,928
baseline
▲ 0.50% · 4.625%
HK$50,844
+HK$2,916/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,856/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,173
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,519
−HK$1,365/mo
Today · 4.125%
HK$52,884
baseline
▲ 0.50% · 4.625%
HK$55,671
+HK$2,787/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,768/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,616
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,253
−HK$1,663/mo
Today · 4.125%
HK$55,916
baseline
▲ 0.50% · 4.625%
HK$59,318
+HK$3,402/mo
Deposit HK$4.94M · loan HK$11.54M · min. income ≈ HK$111,832/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,535
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,105
−HK$1,593/mo
Today · 4.125%
HK$61,698
baseline
▲ 0.50% · 4.625%
HK$64,950
+HK$3,252/mo
Deposit HK$4.94M · loan HK$11.54M · min. income ≈ HK$123,396/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,650
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,754
−HK$2,138/mo
Today · 4.125%
HK$71,892
baseline
▲ 0.50% · 4.625%
HK$76,266
+HK$4,374/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,784/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,259
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,278
−HK$2,048/mo
Today · 4.125%
HK$79,326
baseline
▲ 0.50% · 4.625%
HK$83,507
+HK$4,181/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,652/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,074 · Scale 2, in force from 26 Feb 2026)