LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,584
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,754
−HK$1,187/mo
Today · 4.125%
HK$39,941
baseline
▲ 0.50% · 4.625%
HK$42,372
+HK$2,431/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,882/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,812
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,934
−HK$1,137/mo
Today · 4.125%
HK$44,071
baseline
▲ 0.50% · 4.625%
HK$46,394
+HK$2,323/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,142/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,101
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,504
−HK$1,426/mo
Today · 4.125%
HK$47,930
baseline
▲ 0.50% · 4.625%
HK$50,846
+HK$2,916/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,860/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,175
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,520
−HK$1,366/mo
Today · 4.125%
HK$52,886
baseline
▲ 0.50% · 4.625%
HK$55,673
+HK$2,787/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,772/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,618
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,255
−HK$1,663/mo
Today · 4.125%
HK$55,918
baseline
▲ 0.50% · 4.625%
HK$59,320
+HK$3,402/mo
Deposit HK$4.94M · loan HK$11.54M · min. income ≈ HK$111,836/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,537
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,107
−HK$1,593/mo
Today · 4.125%
HK$61,700
baseline
▲ 0.50% · 4.625%
HK$64,952
+HK$3,252/mo
Deposit HK$4.94M · loan HK$11.54M · min. income ≈ HK$123,400/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,652
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,756
−HK$2,138/mo
Today · 4.125%
HK$71,894
baseline
▲ 0.50% · 4.625%
HK$76,269
+HK$4,375/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,788/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,262
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$77,281
−HK$2,047/mo
Today · 4.125%
HK$79,328
baseline
▲ 0.50% · 4.625%
HK$83,510
+HK$4,182/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,656/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,097 · Scale 2, in force from 26 Feb 2026)