LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,586
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,755
−HK$1,187/mo
Today · 4.125%
HK$39,942
baseline
▲ 0.50% · 4.625%
HK$42,373
+HK$2,431/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,884/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,814
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,935
−HK$1,138/mo
Today · 4.125%
HK$44,073
baseline
▲ 0.50% · 4.625%
HK$46,396
+HK$2,323/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,146/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,103
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,506
−HK$1,425/mo
Today · 4.125%
HK$47,931
baseline
▲ 0.50% · 4.625%
HK$50,847
+HK$2,916/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,862/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,176
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,522
−HK$1,365/mo
Today · 4.125%
HK$52,887
baseline
▲ 0.50% · 4.625%
HK$55,675
+HK$2,788/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,774/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,620
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,256
−HK$1,663/mo
Today · 4.125%
HK$55,919
baseline
▲ 0.50% · 4.625%
HK$59,322
+HK$3,403/mo
Deposit HK$4.94M · loan HK$11.54M · min. income ≈ HK$111,838/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,539
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,109
−HK$1,593/mo
Today · 4.125%
HK$61,702
baseline
▲ 0.50% · 4.625%
HK$64,954
+HK$3,252/mo
Deposit HK$4.94M · loan HK$11.54M · min. income ≈ HK$123,404/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,654
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,758
−HK$2,138/mo
Today · 4.125%
HK$71,896
baseline
▲ 0.50% · 4.625%
HK$76,271
+HK$4,375/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$143,792/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,264
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,283
−HK$2,048/mo
Today · 4.125%
HK$79,331
baseline
▲ 0.50% · 4.625%
HK$83,512
+HK$4,181/mo
Deposit HK$1.65M · loan HK$14.83M · min. income ≈ HK$158,662/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,114 · Scale 2, in force from 26 Feb 2026)