LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,588
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,757
−HK$1,188/mo
Today · 4.125%
HK$39,945
baseline
▲ 0.50% · 4.625%
HK$42,376
+HK$2,431/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,890/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,817
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,938
−HK$1,138/mo
Today · 4.125%
HK$44,076
baseline
▲ 0.50% · 4.625%
HK$46,399
+HK$2,323/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,152/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,106
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,509
−HK$1,425/mo
Today · 4.125%
HK$47,934
baseline
▲ 0.50% · 4.625%
HK$50,851
+HK$2,917/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,868/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,180
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,526
−HK$1,365/mo
Today · 4.125%
HK$52,891
baseline
▲ 0.50% · 4.625%
HK$55,679
+HK$2,788/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,782/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,624
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,260
−HK$1,663/mo
Today · 4.125%
HK$55,923
baseline
▲ 0.50% · 4.625%
HK$59,326
+HK$3,403/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$111,846/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,543
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,113
−HK$1,593/mo
Today · 4.125%
HK$61,706
baseline
▲ 0.50% · 4.625%
HK$64,959
+HK$3,253/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$123,412/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,659
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,763
−HK$2,139/mo
Today · 4.125%
HK$71,902
baseline
▲ 0.50% · 4.625%
HK$76,277
+HK$4,375/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$143,804/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,270
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$77,288
−HK$2,048/mo
Today · 4.125%
HK$79,336
baseline
▲ 0.50% · 4.625%
HK$83,518
+HK$4,182/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$158,672/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,158 · Scale 2, in force from 26 Feb 2026)