LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,588
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,758
−HK$1,188/mo
Today · 4.125%
HK$39,946
baseline
▲ 0.50% · 4.625%
HK$42,376
+HK$2,430/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,892/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,817
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,938
−HK$1,138/mo
Today · 4.125%
HK$44,076
baseline
▲ 0.50% · 4.625%
HK$46,399
+HK$2,323/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,152/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,106
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,509
−HK$1,426/mo
Today · 4.125%
HK$47,935
baseline
▲ 0.50% · 4.625%
HK$50,851
+HK$2,916/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,870/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,180
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,526
−HK$1,365/mo
Today · 4.125%
HK$52,891
baseline
▲ 0.50% · 4.625%
HK$55,679
+HK$2,788/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,782/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,624
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,261
−HK$1,663/mo
Today · 4.125%
HK$55,924
baseline
▲ 0.50% · 4.625%
HK$59,327
+HK$3,403/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$111,848/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,544
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,114
−HK$1,592/mo
Today · 4.125%
HK$61,706
baseline
▲ 0.50% · 4.625%
HK$64,959
+HK$3,253/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$123,412/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,659
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,764
−HK$2,138/mo
Today · 4.125%
HK$71,902
baseline
▲ 0.50% · 4.625%
HK$76,277
+HK$4,375/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$143,804/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,270
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,289
−HK$2,048/mo
Today · 4.125%
HK$79,337
baseline
▲ 0.50% · 4.625%
HK$83,519
+HK$4,182/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$158,674/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,163 · Scale 2, in force from 26 Feb 2026)