LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,589
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,758
−HK$1,188/mo
Today · 4.125%
HK$39,946
baseline
▲ 0.50% · 4.625%
HK$42,377
+HK$2,431/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,892/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,817
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,939
−HK$1,138/mo
Today · 4.125%
HK$44,077
baseline
▲ 0.50% · 4.625%
HK$46,400
+HK$2,323/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,154/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,107
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,510
−HK$1,425/mo
Today · 4.125%
HK$47,935
baseline
▲ 0.50% · 4.625%
HK$50,852
+HK$2,917/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,870/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,181
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,527
−HK$1,365/mo
Today · 4.125%
HK$52,892
baseline
▲ 0.50% · 4.625%
HK$55,680
+HK$2,788/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,784/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,625
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,262
−HK$1,663/mo
Today · 4.125%
HK$55,925
baseline
▲ 0.50% · 4.625%
HK$59,327
+HK$3,402/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$111,850/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,544
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,114
−HK$1,593/mo
Today · 4.125%
HK$61,707
baseline
▲ 0.50% · 4.625%
HK$64,960
+HK$3,253/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$123,414/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,660
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,765
−HK$2,138/mo
Today · 4.125%
HK$71,903
baseline
▲ 0.50% · 4.625%
HK$76,278
+HK$4,375/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$143,806/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,271
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,290
−HK$2,048/mo
Today · 4.125%
HK$79,338
baseline
▲ 0.50% · 4.625%
HK$83,520
+HK$4,182/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$158,676/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,171 · Scale 2, in force from 26 Feb 2026)