LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,592
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,761
−HK$1,188/mo
Today · 4.125%
HK$39,949
baseline
▲ 0.50% · 4.625%
HK$42,380
+HK$2,431/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,898/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,821
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,942
−HK$1,138/mo
Today · 4.125%
HK$44,080
baseline
▲ 0.50% · 4.625%
HK$46,404
+HK$2,324/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,160/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,110
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,514
−HK$1,425/mo
Today · 4.125%
HK$47,939
baseline
▲ 0.50% · 4.625%
HK$50,856
+HK$2,917/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,878/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,185
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,531
−HK$1,365/mo
Today · 4.125%
HK$52,896
baseline
▲ 0.50% · 4.625%
HK$55,685
+HK$2,789/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,792/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,629
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,266
−HK$1,663/mo
Today · 4.125%
HK$55,929
baseline
▲ 0.50% · 4.625%
HK$59,332
+HK$3,403/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$111,858/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,549
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,119
−HK$1,593/mo
Today · 4.125%
HK$61,712
baseline
▲ 0.50% · 4.625%
HK$64,965
+HK$3,253/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$123,424/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,666
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,770
−HK$2,139/mo
Today · 4.125%
HK$71,909
baseline
▲ 0.50% · 4.625%
HK$76,284
+HK$4,375/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$143,818/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,277
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,296
−HK$2,048/mo
Today · 4.125%
HK$79,344
baseline
▲ 0.50% · 4.625%
HK$83,527
+HK$4,183/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$158,688/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,221 · Scale 2, in force from 26 Feb 2026)