LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,593
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,762
−HK$1,188/mo
Today · 4.125%
HK$39,950
baseline
▲ 0.50% · 4.625%
HK$42,381
+HK$2,431/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,900/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,822
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,943
−HK$1,138/mo
Today · 4.125%
HK$44,081
baseline
▲ 0.50% · 4.625%
HK$46,405
+HK$2,324/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,162/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,111
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,515
−HK$1,425/mo
Today · 4.125%
HK$47,940
baseline
▲ 0.50% · 4.625%
HK$50,857
+HK$2,917/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,880/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,186
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,532
−HK$1,365/mo
Today · 4.125%
HK$52,897
baseline
▲ 0.50% · 4.625%
HK$55,686
+HK$2,789/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,794/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,630
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,267
−HK$1,663/mo
Today · 4.125%
HK$55,930
baseline
▲ 0.50% · 4.625%
HK$59,333
+HK$3,403/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$111,860/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,550
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,120
−HK$1,593/mo
Today · 4.125%
HK$61,713
baseline
▲ 0.50% · 4.625%
HK$64,966
+HK$3,253/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$123,426/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,667
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,772
−HK$2,138/mo
Today · 4.125%
HK$71,910
baseline
▲ 0.50% · 4.625%
HK$76,286
+HK$4,376/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$143,820/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,279
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,298
−HK$2,048/mo
Today · 4.125%
HK$79,346
baseline
▲ 0.50% · 4.625%
HK$83,528
+HK$4,182/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$158,692/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,233 · Scale 2, in force from 26 Feb 2026)