LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,594
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,763
−HK$1,188/mo
Today · 4.125%
HK$39,951
baseline
▲ 0.50% · 4.625%
HK$42,382
+HK$2,431/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,902/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,823
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,944
−HK$1,138/mo
Today · 4.125%
HK$44,082
baseline
▲ 0.50% · 4.625%
HK$46,406
+HK$2,324/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,164/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,113
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,516
−HK$1,426/mo
Today · 4.125%
HK$47,942
baseline
▲ 0.50% · 4.625%
HK$50,859
+HK$2,917/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$95,884/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,187
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,533
−HK$1,366/mo
Today · 4.125%
HK$52,899
baseline
▲ 0.50% · 4.625%
HK$55,687
+HK$2,788/mo
Deposit HK$6.59M · loan HK$9.89M · min. income ≈ HK$105,798/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,631
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,268
−HK$1,664/mo
Today · 4.125%
HK$55,932
baseline
▲ 0.50% · 4.625%
HK$59,335
+HK$3,403/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$111,864/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,552
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,122
−HK$1,593/mo
Today · 4.125%
HK$61,715
baseline
▲ 0.50% · 4.625%
HK$64,968
+HK$3,253/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$123,430/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,669
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,774
−HK$2,138/mo
Today · 4.125%
HK$71,912
baseline
▲ 0.50% · 4.625%
HK$76,288
+HK$4,376/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$143,824/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,281
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,300
−HK$2,048/mo
Today · 4.125%
HK$79,348
baseline
▲ 0.50% · 4.625%
HK$83,531
+HK$4,183/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$158,696/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,250 · Scale 2, in force from 26 Feb 2026)