LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,596
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,765
−HK$1,189/mo
Today · 4.125%
HK$39,954
baseline
▲ 0.50% · 4.625%
HK$42,385
+HK$2,431/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,908/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,825
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,947
−HK$1,138/mo
Today · 4.125%
HK$44,085
baseline
▲ 0.50% · 4.625%
HK$46,409
+HK$2,324/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,170/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,115
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,518
−HK$1,426/mo
Today · 4.125%
HK$47,944
baseline
▲ 0.50% · 4.625%
HK$50,862
+HK$2,918/mo
Deposit HK$6.60M · loan HK$9.89M · min. income ≈ HK$95,888/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,190
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,536
−HK$1,366/mo
Today · 4.125%
HK$52,902
baseline
▲ 0.50% · 4.625%
HK$55,690
+HK$2,788/mo
Deposit HK$6.60M · loan HK$9.89M · min. income ≈ HK$105,804/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,634
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,272
−HK$1,663/mo
Today · 4.125%
HK$55,935
baseline
▲ 0.50% · 4.625%
HK$59,338
+HK$3,403/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$111,870/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,555
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,126
−HK$1,593/mo
Today · 4.125%
HK$61,719
baseline
▲ 0.50% · 4.625%
HK$64,972
+HK$3,253/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$123,438/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,673
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,778
−HK$2,138/mo
Today · 4.125%
HK$71,916
baseline
▲ 0.50% · 4.625%
HK$76,292
+HK$4,376/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$143,832/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,285
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$77,304
−HK$2,049/mo
Today · 4.125%
HK$79,353
baseline
▲ 0.50% · 4.625%
HK$83,535
+HK$4,182/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$158,706/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,285 · Scale 2, in force from 26 Feb 2026)