LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,596
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,766
−HK$1,188/mo
Today · 4.125%
HK$39,954
baseline
▲ 0.50% · 4.625%
HK$42,385
+HK$2,431/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,908/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,826
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,947
−HK$1,138/mo
Today · 4.125%
HK$44,085
baseline
▲ 0.50% · 4.625%
HK$46,409
+HK$2,324/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,170/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,116
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,519
−HK$1,426/mo
Today · 4.125%
HK$47,945
baseline
▲ 0.50% · 4.625%
HK$50,862
+HK$2,917/mo
Deposit HK$6.60M · loan HK$9.89M · min. income ≈ HK$95,890/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,191
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,537
−HK$1,365/mo
Today · 4.125%
HK$52,902
baseline
▲ 0.50% · 4.625%
HK$55,691
+HK$2,789/mo
Deposit HK$6.60M · loan HK$9.89M · min. income ≈ HK$105,804/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,635
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,272
−HK$1,663/mo
Today · 4.125%
HK$55,935
baseline
▲ 0.50% · 4.625%
HK$59,339
+HK$3,404/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$111,870/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,556
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,126
−HK$1,593/mo
Today · 4.125%
HK$61,719
baseline
▲ 0.50% · 4.625%
HK$64,973
+HK$3,254/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$123,438/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,673
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$69,778
−HK$2,139/mo
Today · 4.125%
HK$71,917
baseline
▲ 0.50% · 4.625%
HK$76,293
+HK$4,376/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$143,834/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,286
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,305
−HK$2,048/mo
Today · 4.125%
HK$79,353
baseline
▲ 0.50% · 4.625%
HK$83,536
+HK$4,183/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$158,706/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,291 · Scale 2, in force from 26 Feb 2026)