LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,597
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,766
−HK$1,188/mo
Today · 4.125%
HK$39,954
baseline
▲ 0.50% · 4.625%
HK$42,386
+HK$2,432/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,908/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,826
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,948
−HK$1,138/mo
Today · 4.125%
HK$44,086
baseline
▲ 0.50% · 4.625%
HK$46,410
+HK$2,324/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,172/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,116
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,520
−HK$1,425/mo
Today · 4.125%
HK$47,945
baseline
▲ 0.50% · 4.625%
HK$50,863
+HK$2,918/mo
Deposit HK$6.60M · loan HK$9.89M · min. income ≈ HK$95,890/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,191
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,537
−HK$1,366/mo
Today · 4.125%
HK$52,903
baseline
▲ 0.50% · 4.625%
HK$55,692
+HK$2,789/mo
Deposit HK$6.60M · loan HK$9.89M · min. income ≈ HK$105,806/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,636
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,273
−HK$1,663/mo
Today · 4.125%
HK$55,936
baseline
▲ 0.50% · 4.625%
HK$59,340
+HK$3,404/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$111,872/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,557
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,127
−HK$1,593/mo
Today · 4.125%
HK$61,720
baseline
▲ 0.50% · 4.625%
HK$64,973
+HK$3,253/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$123,440/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$618,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,674
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$69,779
−HK$2,139/mo
Today · 4.125%
HK$71,918
baseline
▲ 0.50% · 4.625%
HK$76,294
+HK$4,376/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$143,836/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,287
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,306
−HK$2,048/mo
Today · 4.125%
HK$79,354
baseline
▲ 0.50% · 4.625%
HK$83,537
+HK$4,183/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$158,708/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,300 · Scale 2, in force from 26 Feb 2026)