LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,601
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,771
−HK$1,188/mo
Today · 4.125%
HK$39,959
baseline
▲ 0.50% · 4.625%
HK$42,390
+HK$2,431/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$79,918/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,831
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,953
−HK$1,138/mo
Today · 4.125%
HK$44,091
baseline
▲ 0.50% · 4.625%
HK$46,415
+HK$2,324/mo
Deposit HK$8.24M · loan HK$8.24M · min. income ≈ HK$88,182/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,121
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,525
−HK$1,426/mo
Today · 4.125%
HK$47,951
baseline
▲ 0.50% · 4.625%
HK$50,869
+HK$2,918/mo
Deposit HK$6.60M · loan HK$9.89M · min. income ≈ HK$95,902/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,197
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,543
−HK$1,366/mo
Today · 4.125%
HK$52,909
baseline
▲ 0.50% · 4.625%
HK$55,698
+HK$2,789/mo
Deposit HK$6.60M · loan HK$9.89M · min. income ≈ HK$105,818/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,642
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,279
−HK$1,664/mo
Today · 4.125%
HK$55,943
baseline
▲ 0.50% · 4.625%
HK$59,347
+HK$3,404/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$111,886/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,563
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,134
−HK$1,593/mo
Today · 4.125%
HK$61,727
baseline
▲ 0.50% · 4.625%
HK$64,981
+HK$3,254/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$123,454/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,682
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$69,787
−HK$2,139/mo
Today · 4.125%
HK$71,926
baseline
▲ 0.50% · 4.625%
HK$76,303
+HK$4,377/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$143,852/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,296
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$77,315
−HK$2,049/mo
Today · 4.125%
HK$79,364
baseline
▲ 0.50% · 4.625%
HK$83,547
+HK$4,183/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$158,728/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,371 · Scale 2, in force from 26 Feb 2026)