LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,604
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,773
−HK$1,189/mo
Today · 4.125%
HK$39,962
baseline
▲ 0.50% · 4.625%
HK$42,393
+HK$2,431/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,924/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,834
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,956
−HK$1,138/mo
Today · 4.125%
HK$44,094
baseline
▲ 0.50% · 4.625%
HK$46,418
+HK$2,324/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,188/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,124
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,528
−HK$1,426/mo
Today · 4.125%
HK$47,954
baseline
▲ 0.50% · 4.625%
HK$50,872
+HK$2,918/mo
Deposit HK$6.60M · loan HK$9.89M · min. income ≈ HK$95,908/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,200
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,547
−HK$1,365/mo
Today · 4.125%
HK$52,912
baseline
▲ 0.50% · 4.625%
HK$55,702
+HK$2,790/mo
Deposit HK$6.60M · loan HK$9.89M · min. income ≈ HK$105,824/mo (50% DSR)
Upfront cash ≈ HK$7.21M (deposit + AVD stamp duty HK$618,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,645
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,283
−HK$1,663/mo
Today · 4.125%
HK$55,946
baseline
▲ 0.50% · 4.625%
HK$59,350
+HK$3,404/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$111,892/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,567
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,138
−HK$1,593/mo
Today · 4.125%
HK$61,731
baseline
▲ 0.50% · 4.625%
HK$64,985
+HK$3,254/mo
Deposit HK$4.95M · loan HK$11.54M · min. income ≈ HK$123,462/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,686
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,792
−HK$2,139/mo
Today · 4.125%
HK$71,931
baseline
▲ 0.50% · 4.625%
HK$76,308
+HK$4,377/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$143,862/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,300
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,320
−HK$2,049/mo
Today · 4.125%
HK$79,369
baseline
▲ 0.50% · 4.625%
HK$83,552
+HK$4,183/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$158,738/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,410 · Scale 2, in force from 26 Feb 2026)