LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,608
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,778
−HK$1,188/mo
Today · 4.125%
HK$39,966
baseline
▲ 0.50% · 4.625%
HK$42,398
+HK$2,432/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,932/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,839
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,961
−HK$1,138/mo
Today · 4.125%
HK$44,099
baseline
▲ 0.50% · 4.625%
HK$46,424
+HK$2,325/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,198/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$618,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,130
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,534
−HK$1,426/mo
Today · 4.125%
HK$47,960
baseline
▲ 0.50% · 4.625%
HK$50,878
+HK$2,918/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,920/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,206
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,553
−HK$1,366/mo
Today · 4.125%
HK$52,919
baseline
▲ 0.50% · 4.625%
HK$55,708
+HK$2,789/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,838/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,651
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,289
−HK$1,664/mo
Today · 4.125%
HK$55,953
baseline
▲ 0.50% · 4.625%
HK$59,358
+HK$3,405/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,906/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,574
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,145
−HK$1,594/mo
Today · 4.125%
HK$61,739
baseline
▲ 0.50% · 4.625%
HK$64,993
+HK$3,254/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,478/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,695
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,800
−HK$2,140/mo
Today · 4.125%
HK$71,940
baseline
▲ 0.50% · 4.625%
HK$76,317
+HK$4,377/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$143,880/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,310
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$77,329
−HK$2,049/mo
Today · 4.125%
HK$79,378
baseline
▲ 0.50% · 4.625%
HK$83,562
+HK$4,184/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$158,756/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,486 · Scale 2, in force from 26 Feb 2026)