LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,609
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,779
−HK$1,188/mo
Today · 4.125%
HK$39,967
baseline
▲ 0.50% · 4.625%
HK$42,399
+HK$2,432/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,934/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,840
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,962
−HK$1,138/mo
Today · 4.125%
HK$44,100
baseline
▲ 0.50% · 4.625%
HK$46,425
+HK$2,325/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,200/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,131
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,535
−HK$1,426/mo
Today · 4.125%
HK$47,961
baseline
▲ 0.50% · 4.625%
HK$50,879
+HK$2,918/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,922/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,208
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,554
−HK$1,366/mo
Today · 4.125%
HK$52,920
baseline
▲ 0.50% · 4.625%
HK$55,710
+HK$2,790/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,840/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,653
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,290
−HK$1,664/mo
Today · 4.125%
HK$55,954
baseline
▲ 0.50% · 4.625%
HK$59,359
+HK$3,405/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,908/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,576
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,146
−HK$1,594/mo
Today · 4.125%
HK$61,740
baseline
▲ 0.50% · 4.625%
HK$64,995
+HK$3,255/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,480/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,696
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,802
−HK$2,139/mo
Today · 4.125%
HK$71,941
baseline
▲ 0.50% · 4.625%
HK$76,319
+HK$4,378/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$143,882/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,311
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,331
−HK$2,049/mo
Today · 4.125%
HK$79,380
baseline
▲ 0.50% · 4.625%
HK$83,564
+HK$4,184/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$158,760/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,500 · Scale 2, in force from 26 Feb 2026)