LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,609
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,779
−HK$1,189/mo
Today · 4.125%
HK$39,968
baseline
▲ 0.50% · 4.625%
HK$42,400
+HK$2,432/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,936/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,840
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,962
−HK$1,139/mo
Today · 4.125%
HK$44,101
baseline
▲ 0.50% · 4.625%
HK$46,425
+HK$2,324/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,202/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,131
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,535
−HK$1,426/mo
Today · 4.125%
HK$47,961
baseline
▲ 0.50% · 4.625%
HK$50,880
+HK$2,919/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,922/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,208
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,555
−HK$1,366/mo
Today · 4.125%
HK$52,921
baseline
▲ 0.50% · 4.625%
HK$55,710
+HK$2,789/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,842/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,653
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,291
−HK$1,664/mo
Today · 4.125%
HK$55,955
baseline
▲ 0.50% · 4.625%
HK$59,360
+HK$3,405/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,910/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,576
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,147
−HK$1,594/mo
Today · 4.125%
HK$61,741
baseline
▲ 0.50% · 4.625%
HK$64,995
+HK$3,254/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,482/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,697
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,803
−HK$2,139/mo
Today · 4.125%
HK$71,942
baseline
▲ 0.50% · 4.625%
HK$76,320
+HK$4,378/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$143,884/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,312
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,332
−HK$2,049/mo
Today · 4.125%
HK$79,381
baseline
▲ 0.50% · 4.625%
HK$83,565
+HK$4,184/mo
Deposit HK$1.65M · loan HK$14.84M · min. income ≈ HK$158,762/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,506 · Scale 2, in force from 26 Feb 2026)