LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,612
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,782
−HK$1,188/mo
Today · 4.125%
HK$39,970
baseline
▲ 0.50% · 4.625%
HK$42,402
+HK$2,432/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,940/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,843
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,965
−HK$1,138/mo
Today · 4.125%
HK$44,103
baseline
▲ 0.50% · 4.625%
HK$46,428
+HK$2,325/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,206/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,134
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,538
−HK$1,426/mo
Today · 4.125%
HK$47,964
baseline
▲ 0.50% · 4.625%
HK$50,883
+HK$2,919/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,928/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,211
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,558
−HK$1,366/mo
Today · 4.125%
HK$52,924
baseline
▲ 0.50% · 4.625%
HK$55,714
+HK$2,790/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,848/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,657
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,294
−HK$1,665/mo
Today · 4.125%
HK$55,959
baseline
▲ 0.50% · 4.625%
HK$59,363
+HK$3,404/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,918/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,580
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,151
−HK$1,594/mo
Today · 4.125%
HK$61,745
baseline
▲ 0.50% · 4.625%
HK$64,999
+HK$3,254/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,490/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,701
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,807
−HK$2,140/mo
Today · 4.125%
HK$71,947
baseline
▲ 0.50% · 4.625%
HK$76,324
+HK$4,377/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,894/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,317
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,337
−HK$2,049/mo
Today · 4.125%
HK$79,386
baseline
▲ 0.50% · 4.625%
HK$83,571
+HK$4,185/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,772/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,546 · Scale 2, in force from 26 Feb 2026)