LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,613
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,783
−HK$1,189/mo
Today · 4.125%
HK$39,972
baseline
▲ 0.50% · 4.625%
HK$42,404
+HK$2,432/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,944/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,845
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,967
−HK$1,138/mo
Today · 4.125%
HK$44,105
baseline
▲ 0.50% · 4.625%
HK$46,430
+HK$2,325/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,210/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,136
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,540
−HK$1,427/mo
Today · 4.125%
HK$47,967
baseline
▲ 0.50% · 4.625%
HK$50,885
+HK$2,918/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,934/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,214
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,560
−HK$1,366/mo
Today · 4.125%
HK$52,926
baseline
▲ 0.50% · 4.625%
HK$55,716
+HK$2,790/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,852/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,659
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,297
−HK$1,664/mo
Today · 4.125%
HK$55,961
baseline
▲ 0.50% · 4.625%
HK$59,366
+HK$3,405/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,922/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,582
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,154
−HK$1,594/mo
Today · 4.125%
HK$61,748
baseline
▲ 0.50% · 4.625%
HK$65,002
+HK$3,254/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,496/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,704
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,810
−HK$2,140/mo
Today · 4.125%
HK$71,950
baseline
▲ 0.50% · 4.625%
HK$76,328
+HK$4,378/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,900/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,320
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,340
−HK$2,050/mo
Today · 4.125%
HK$79,390
baseline
▲ 0.50% · 4.625%
HK$83,574
+HK$4,184/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,780/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,574 · Scale 2, in force from 26 Feb 2026)