LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,615
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,785
−HK$1,189/mo
Today · 4.125%
HK$39,974
baseline
▲ 0.50% · 4.625%
HK$42,406
+HK$2,432/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,948/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,846
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,969
−HK$1,138/mo
Today · 4.125%
HK$44,107
baseline
▲ 0.50% · 4.625%
HK$46,432
+HK$2,325/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,214/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,138
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,542
−HK$1,427/mo
Today · 4.125%
HK$47,969
baseline
▲ 0.50% · 4.625%
HK$50,887
+HK$2,918/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,938/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,216
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,562
−HK$1,367/mo
Today · 4.125%
HK$52,929
baseline
▲ 0.50% · 4.625%
HK$55,718
+HK$2,789/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,858/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,661
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,299
−HK$1,664/mo
Today · 4.125%
HK$55,963
baseline
▲ 0.50% · 4.625%
HK$59,369
+HK$3,406/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,926/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,585
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,156
−HK$1,594/mo
Today · 4.125%
HK$61,750
baseline
▲ 0.50% · 4.625%
HK$65,005
+HK$3,255/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,500/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,707
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,813
−HK$2,140/mo
Today · 4.125%
HK$71,953
baseline
▲ 0.50% · 4.625%
HK$76,331
+HK$4,378/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,906/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,323
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,343
−HK$2,050/mo
Today · 4.125%
HK$79,393
baseline
▲ 0.50% · 4.625%
HK$83,578
+HK$4,185/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,786/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,598 · Scale 2, in force from 26 Feb 2026)