LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,616
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,786
−HK$1,189/mo
Today · 4.125%
HK$39,975
baseline
▲ 0.50% · 4.625%
HK$42,407
+HK$2,432/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,950/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,847
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,969
−HK$1,139/mo
Today · 4.125%
HK$44,108
baseline
▲ 0.50% · 4.625%
HK$46,433
+HK$2,325/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,216/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,139
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,543
−HK$1,426/mo
Today · 4.125%
HK$47,969
baseline
▲ 0.50% · 4.625%
HK$50,888
+HK$2,919/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,938/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,217
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,563
−HK$1,367/mo
Today · 4.125%
HK$52,930
baseline
▲ 0.50% · 4.625%
HK$55,720
+HK$2,790/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,860/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,662
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,300
−HK$1,664/mo
Today · 4.125%
HK$55,964
baseline
▲ 0.50% · 4.625%
HK$59,370
+HK$3,406/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,928/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,586
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,157
−HK$1,594/mo
Today · 4.125%
HK$61,751
baseline
▲ 0.50% · 4.625%
HK$65,006
+HK$3,255/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,502/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,708
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,814
−HK$2,140/mo
Today · 4.125%
HK$71,954
baseline
▲ 0.50% · 4.625%
HK$76,332
+HK$4,378/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,908/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,325
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,345
−HK$2,049/mo
Today · 4.125%
HK$79,394
baseline
▲ 0.50% · 4.625%
HK$83,579
+HK$4,185/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,788/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,611 · Scale 2, in force from 26 Feb 2026)