LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,617
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,787
−HK$1,189/mo
Today · 4.125%
HK$39,976
baseline
▲ 0.50% · 4.625%
HK$42,409
+HK$2,433/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,952/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,849
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,971
−HK$1,139/mo
Today · 4.125%
HK$44,110
baseline
▲ 0.50% · 4.625%
HK$46,435
+HK$2,325/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,220/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,141
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,545
−HK$1,426/mo
Today · 4.125%
HK$47,971
baseline
▲ 0.50% · 4.625%
HK$50,890
+HK$2,919/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,942/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,219
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,565
−HK$1,367/mo
Today · 4.125%
HK$52,932
baseline
▲ 0.50% · 4.625%
HK$55,722
+HK$2,790/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,864/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,664
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,302
−HK$1,665/mo
Today · 4.125%
HK$55,967
baseline
▲ 0.50% · 4.625%
HK$59,372
+HK$3,405/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,934/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,588
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,160
−HK$1,594/mo
Today · 4.125%
HK$61,754
baseline
▲ 0.50% · 4.625%
HK$65,009
+HK$3,255/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,508/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,711
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,817
−HK$2,140/mo
Today · 4.125%
HK$71,957
baseline
▲ 0.50% · 4.625%
HK$76,336
+HK$4,379/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,914/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,328
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,348
−HK$2,050/mo
Today · 4.125%
HK$79,398
baseline
▲ 0.50% · 4.625%
HK$83,583
+HK$4,185/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,796/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,636 · Scale 2, in force from 26 Feb 2026)