LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,621
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,791
−HK$1,189/mo
Today · 4.125%
HK$39,980
baseline
▲ 0.50% · 4.625%
HK$42,413
+HK$2,433/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,960/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,853
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,975
−HK$1,139/mo
Today · 4.125%
HK$44,114
baseline
▲ 0.50% · 4.625%
HK$46,439
+HK$2,325/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,228/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,145
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,549
−HK$1,427/mo
Today · 4.125%
HK$47,976
baseline
▲ 0.50% · 4.625%
HK$50,895
+HK$2,919/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,952/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,223
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,570
−HK$1,367/mo
Today · 4.125%
HK$52,937
baseline
▲ 0.50% · 4.625%
HK$55,727
+HK$2,790/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,874/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,669
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,307
−HK$1,665/mo
Today · 4.125%
HK$55,972
baseline
▲ 0.50% · 4.625%
HK$59,378
+HK$3,406/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,944/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,594
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,165
−HK$1,594/mo
Today · 4.125%
HK$61,759
baseline
▲ 0.50% · 4.625%
HK$65,015
+HK$3,256/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,518/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,717
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,824
−HK$2,140/mo
Today · 4.125%
HK$71,964
baseline
▲ 0.50% · 4.625%
HK$76,343
+HK$4,379/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,928/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,335
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,355
−HK$2,050/mo
Today · 4.125%
HK$79,405
baseline
▲ 0.50% · 4.625%
HK$83,591
+HK$4,186/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,810/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,694 · Scale 2, in force from 26 Feb 2026)