LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,623
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,794
−HK$1,189/mo
Today · 4.125%
HK$39,983
baseline
▲ 0.50% · 4.625%
HK$42,415
+HK$2,432/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,966/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,855
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,978
−HK$1,139/mo
Today · 4.125%
HK$44,117
baseline
▲ 0.50% · 4.625%
HK$46,442
+HK$2,325/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,234/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,148
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,552
−HK$1,427/mo
Today · 4.125%
HK$47,979
baseline
▲ 0.50% · 4.625%
HK$50,898
+HK$2,919/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,958/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,227
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,574
−HK$1,366/mo
Today · 4.125%
HK$52,940
baseline
▲ 0.50% · 4.625%
HK$55,731
+HK$2,791/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,880/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,673
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,311
−HK$1,665/mo
Today · 4.125%
HK$55,976
baseline
▲ 0.50% · 4.625%
HK$59,382
+HK$3,406/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,952/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,598
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,169
−HK$1,595/mo
Today · 4.125%
HK$61,764
baseline
▲ 0.50% · 4.625%
HK$65,019
+HK$3,255/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,528/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,722
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,828
−HK$2,141/mo
Today · 4.125%
HK$71,969
baseline
▲ 0.50% · 4.625%
HK$76,348
+HK$4,379/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,938/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,340
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,360
−HK$2,050/mo
Today · 4.125%
HK$79,410
baseline
▲ 0.50% · 4.625%
HK$83,596
+HK$4,186/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,820/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,734 · Scale 2, in force from 26 Feb 2026)