LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,626
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,796
−HK$1,189/mo
Today · 4.125%
HK$39,985
baseline
▲ 0.50% · 4.625%
HK$42,418
+HK$2,433/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,970/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,858
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,981
−HK$1,139/mo
Today · 4.125%
HK$44,120
baseline
▲ 0.50% · 4.625%
HK$46,445
+HK$2,325/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,240/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,151
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,555
−HK$1,427/mo
Today · 4.125%
HK$47,982
baseline
▲ 0.50% · 4.625%
HK$50,902
+HK$2,920/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,964/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,230
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,577
−HK$1,367/mo
Today · 4.125%
HK$52,944
baseline
▲ 0.50% · 4.625%
HK$55,734
+HK$2,790/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,888/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,676
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,314
−HK$1,665/mo
Today · 4.125%
HK$55,979
baseline
▲ 0.50% · 4.625%
HK$59,385
+HK$3,406/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,958/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,601
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,173
−HK$1,594/mo
Today · 4.125%
HK$61,767
baseline
▲ 0.50% · 4.625%
HK$65,023
+HK$3,256/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,534/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,726
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,833
−HK$2,140/mo
Today · 4.125%
HK$71,973
baseline
▲ 0.50% · 4.625%
HK$76,353
+HK$4,380/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,946/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,345
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,365
−HK$2,050/mo
Today · 4.125%
HK$79,415
baseline
▲ 0.50% · 4.625%
HK$83,601
+HK$4,186/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,830/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,773 · Scale 2, in force from 26 Feb 2026)