LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,626
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,797
−HK$1,189/mo
Today · 4.125%
HK$39,986
baseline
▲ 0.50% · 4.625%
HK$42,419
+HK$2,433/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,972/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,859
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,982
−HK$1,138/mo
Today · 4.125%
HK$44,120
baseline
▲ 0.50% · 4.625%
HK$46,446
+HK$2,326/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,240/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,152
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,556
−HK$1,427/mo
Today · 4.125%
HK$47,983
baseline
▲ 0.50% · 4.625%
HK$50,903
+HK$2,920/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,966/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,231
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,578
−HK$1,367/mo
Today · 4.125%
HK$52,945
baseline
▲ 0.50% · 4.625%
HK$55,735
+HK$2,790/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,890/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,677
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,315
−HK$1,665/mo
Today · 4.125%
HK$55,980
baseline
▲ 0.50% · 4.625%
HK$59,386
+HK$3,406/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,960/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,603
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,174
−HK$1,595/mo
Today · 4.125%
HK$61,769
baseline
▲ 0.50% · 4.625%
HK$65,025
+HK$3,256/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,538/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,727
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,834
−HK$2,141/mo
Today · 4.125%
HK$71,975
baseline
▲ 0.50% · 4.625%
HK$76,354
+HK$4,379/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,950/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,346
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,367
−HK$2,050/mo
Today · 4.125%
HK$79,417
baseline
▲ 0.50% · 4.625%
HK$83,603
+HK$4,186/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,834/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,785 · Scale 2, in force from 26 Feb 2026)