LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,628
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,798
−HK$1,189/mo
Today · 4.125%
HK$39,987
baseline
▲ 0.50% · 4.625%
HK$42,420
+HK$2,433/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,974/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,860
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,983
−HK$1,139/mo
Today · 4.125%
HK$44,122
baseline
▲ 0.50% · 4.625%
HK$46,448
+HK$2,326/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,244/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,153
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,558
−HK$1,427/mo
Today · 4.125%
HK$47,985
baseline
▲ 0.50% · 4.625%
HK$50,905
+HK$2,920/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,970/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,233
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,580
−HK$1,366/mo
Today · 4.125%
HK$52,946
baseline
▲ 0.50% · 4.625%
HK$55,737
+HK$2,791/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,892/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,679
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,317
−HK$1,665/mo
Today · 4.125%
HK$55,982
baseline
▲ 0.50% · 4.625%
HK$59,389
+HK$3,407/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,964/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,605
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,176
−HK$1,595/mo
Today · 4.125%
HK$61,771
baseline
▲ 0.50% · 4.625%
HK$65,027
+HK$3,256/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,542/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,730
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,837
−HK$2,140/mo
Today · 4.125%
HK$71,977
baseline
▲ 0.50% · 4.625%
HK$76,357
+HK$4,380/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,954/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,349
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,370
−HK$2,050/mo
Today · 4.125%
HK$79,420
baseline
▲ 0.50% · 4.625%
HK$83,606
+HK$4,186/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,840/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,808 · Scale 2, in force from 26 Feb 2026)