LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,628
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,799
−HK$1,189/mo
Today · 4.125%
HK$39,988
baseline
▲ 0.50% · 4.625%
HK$42,421
+HK$2,433/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,976/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,861
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,984
−HK$1,139/mo
Today · 4.125%
HK$44,123
baseline
▲ 0.50% · 4.625%
HK$46,448
+HK$2,325/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,246/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,154
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,558
−HK$1,427/mo
Today · 4.125%
HK$47,985
baseline
▲ 0.50% · 4.625%
HK$50,905
+HK$2,920/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,970/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,233
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,581
−HK$1,366/mo
Today · 4.125%
HK$52,947
baseline
▲ 0.50% · 4.625%
HK$55,738
+HK$2,791/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,894/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,680
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,318
−HK$1,665/mo
Today · 4.125%
HK$55,983
baseline
▲ 0.50% · 4.625%
HK$59,390
+HK$3,407/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,966/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,606
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,177
−HK$1,595/mo
Today · 4.125%
HK$61,772
baseline
▲ 0.50% · 4.625%
HK$65,028
+HK$3,256/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,544/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,731
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,838
−HK$2,140/mo
Today · 4.125%
HK$71,978
baseline
▲ 0.50% · 4.625%
HK$76,358
+HK$4,380/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,956/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,350
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,371
−HK$2,050/mo
Today · 4.125%
HK$79,421
baseline
▲ 0.50% · 4.625%
HK$83,607
+HK$4,186/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,842/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,817 · Scale 2, in force from 26 Feb 2026)