LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,629
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,800
−HK$1,189/mo
Today · 4.125%
HK$39,989
baseline
▲ 0.50% · 4.625%
HK$42,422
+HK$2,433/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,978/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,862
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,985
−HK$1,139/mo
Today · 4.125%
HK$44,124
baseline
▲ 0.50% · 4.625%
HK$46,450
+HK$2,326/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,248/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,155
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,560
−HK$1,427/mo
Today · 4.125%
HK$47,987
baseline
▲ 0.50% · 4.625%
HK$50,907
+HK$2,920/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,974/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,235
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,582
−HK$1,367/mo
Today · 4.125%
HK$52,949
baseline
▲ 0.50% · 4.625%
HK$55,740
+HK$2,791/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,898/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,681
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,320
−HK$1,665/mo
Today · 4.125%
HK$55,985
baseline
▲ 0.50% · 4.625%
HK$59,391
+HK$3,406/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,970/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,607
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,179
−HK$1,594/mo
Today · 4.125%
HK$61,773
baseline
▲ 0.50% · 4.625%
HK$65,030
+HK$3,257/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,546/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,733
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,840
−HK$2,140/mo
Today · 4.125%
HK$71,980
baseline
▲ 0.50% · 4.625%
HK$76,360
+HK$4,380/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,960/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,352
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,373
−HK$2,050/mo
Today · 4.125%
HK$79,423
baseline
▲ 0.50% · 4.625%
HK$83,609
+HK$4,186/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,846/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,833 · Scale 2, in force from 26 Feb 2026)