LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,630
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,801
−HK$1,189/mo
Today · 4.125%
HK$39,990
baseline
▲ 0.50% · 4.625%
HK$42,423
+HK$2,433/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,980/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,863
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,986
−HK$1,139/mo
Today · 4.125%
HK$44,125
baseline
▲ 0.50% · 4.625%
HK$46,451
+HK$2,326/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,250/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,156
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,561
−HK$1,427/mo
Today · 4.125%
HK$47,988
baseline
▲ 0.50% · 4.625%
HK$50,908
+HK$2,920/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,976/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,236
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,583
−HK$1,367/mo
Today · 4.125%
HK$52,950
baseline
▲ 0.50% · 4.625%
HK$55,741
+HK$2,791/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,900/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,682
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,321
−HK$1,665/mo
Today · 4.125%
HK$55,986
baseline
▲ 0.50% · 4.625%
HK$59,392
+HK$3,406/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,972/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,608
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,180
−HK$1,595/mo
Today · 4.125%
HK$61,775
baseline
▲ 0.50% · 4.625%
HK$65,031
+HK$3,256/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,550/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,734
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,841
−HK$2,141/mo
Today · 4.125%
HK$71,982
baseline
▲ 0.50% · 4.625%
HK$76,362
+HK$4,380/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,964/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,354
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,374
−HK$2,051/mo
Today · 4.125%
HK$79,425
baseline
▲ 0.50% · 4.625%
HK$83,611
+HK$4,186/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,850/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,846 · Scale 2, in force from 26 Feb 2026)