LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,632
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,802
−HK$1,189/mo
Today · 4.125%
HK$39,991
baseline
▲ 0.50% · 4.625%
HK$42,425
+HK$2,434/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,982/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,865
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,987
−HK$1,140/mo
Today · 4.125%
HK$44,127
baseline
▲ 0.50% · 4.625%
HK$46,452
+HK$2,325/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,254/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,158
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,562
−HK$1,428/mo
Today · 4.125%
HK$47,990
baseline
▲ 0.50% · 4.625%
HK$50,910
+HK$2,920/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,980/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,238
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,585
−HK$1,367/mo
Today · 4.125%
HK$52,952
baseline
▲ 0.50% · 4.625%
HK$55,743
+HK$2,791/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,904/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,684
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,323
−HK$1,665/mo
Today · 4.125%
HK$55,988
baseline
▲ 0.50% · 4.625%
HK$59,395
+HK$3,407/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,976/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,611
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,182
−HK$1,595/mo
Today · 4.125%
HK$61,777
baseline
▲ 0.50% · 4.625%
HK$65,033
+HK$3,256/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,554/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,737
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,844
−HK$2,140/mo
Today · 4.125%
HK$71,984
baseline
▲ 0.50% · 4.625%
HK$76,365
+HK$4,381/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,968/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,356
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,377
−HK$2,051/mo
Today · 4.125%
HK$79,428
baseline
▲ 0.50% · 4.625%
HK$83,614
+HK$4,186/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,856/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,870 · Scale 2, in force from 26 Feb 2026)