LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,634
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,805
−HK$1,189/mo
Today · 4.125%
HK$39,994
baseline
▲ 0.50% · 4.625%
HK$42,428
+HK$2,434/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,988/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,868
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,991
−HK$1,139/mo
Today · 4.125%
HK$44,130
baseline
▲ 0.50% · 4.625%
HK$46,456
+HK$2,326/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,260/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,161
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,566
−HK$1,427/mo
Today · 4.125%
HK$47,993
baseline
▲ 0.50% · 4.625%
HK$50,913
+HK$2,920/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,986/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,241
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,589
−HK$1,367/mo
Today · 4.125%
HK$52,956
baseline
▲ 0.50% · 4.625%
HK$55,747
+HK$2,791/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,912/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,688
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,327
−HK$1,665/mo
Today · 4.125%
HK$55,992
baseline
▲ 0.50% · 4.625%
HK$59,399
+HK$3,407/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,984/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,615
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,187
−HK$1,595/mo
Today · 4.125%
HK$61,782
baseline
▲ 0.50% · 4.625%
HK$65,038
+HK$3,256/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,564/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,742
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,849
−HK$2,141/mo
Today · 4.125%
HK$71,990
baseline
▲ 0.50% · 4.625%
HK$76,370
+HK$4,380/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,980/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,362
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,383
−HK$2,050/mo
Today · 4.125%
HK$79,433
baseline
▲ 0.50% · 4.625%
HK$83,621
+HK$4,188/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,866/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,915 · Scale 2, in force from 26 Feb 2026)