LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,635
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,805
−HK$1,190/mo
Today · 4.125%
HK$39,995
baseline
▲ 0.50% · 4.625%
HK$42,428
+HK$2,433/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,990/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,868
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,991
−HK$1,139/mo
Today · 4.125%
HK$44,130
baseline
▲ 0.50% · 4.625%
HK$46,457
+HK$2,327/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,260/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,162
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,567
−HK$1,427/mo
Today · 4.125%
HK$47,994
baseline
▲ 0.50% · 4.625%
HK$50,914
+HK$2,920/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,988/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,242
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,589
−HK$1,367/mo
Today · 4.125%
HK$52,956
baseline
▲ 0.50% · 4.625%
HK$55,748
+HK$2,792/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,912/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,689
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,328
−HK$1,665/mo
Today · 4.125%
HK$55,993
baseline
▲ 0.50% · 4.625%
HK$59,400
+HK$3,407/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,986/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,616
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,188
−HK$1,594/mo
Today · 4.125%
HK$61,782
baseline
▲ 0.50% · 4.625%
HK$65,039
+HK$3,257/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,564/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,743
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,850
−HK$2,141/mo
Today · 4.125%
HK$71,991
baseline
▲ 0.50% · 4.625%
HK$76,371
+HK$4,380/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,982/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,363
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,384
−HK$2,051/mo
Today · 4.125%
HK$79,435
baseline
▲ 0.50% · 4.625%
HK$83,622
+HK$4,187/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,870/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,924 · Scale 2, in force from 26 Feb 2026)