LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,637
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,807
−HK$1,190/mo
Today · 4.125%
HK$39,997
baseline
▲ 0.50% · 4.625%
HK$42,430
+HK$2,433/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,994/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,870
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,993
−HK$1,139/mo
Today · 4.125%
HK$44,132
baseline
▲ 0.50% · 4.625%
HK$46,459
+HK$2,327/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,264/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,164
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,569
−HK$1,427/mo
Today · 4.125%
HK$47,996
baseline
▲ 0.50% · 4.625%
HK$50,917
+HK$2,921/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,992/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,244
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,592
−HK$1,367/mo
Today · 4.125%
HK$52,959
baseline
▲ 0.50% · 4.625%
HK$55,750
+HK$2,791/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,918/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,691
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,330
−HK$1,665/mo
Today · 4.125%
HK$55,995
baseline
▲ 0.50% · 4.625%
HK$59,403
+HK$3,408/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,990/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,618
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,191
−HK$1,594/mo
Today · 4.125%
HK$61,785
baseline
▲ 0.50% · 4.625%
HK$65,042
+HK$3,257/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,570/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,746
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,853
−HK$2,141/mo
Today · 4.125%
HK$71,994
baseline
▲ 0.50% · 4.625%
HK$76,375
+HK$4,381/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$143,988/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,367
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,388
−HK$2,050/mo
Today · 4.125%
HK$79,438
baseline
▲ 0.50% · 4.625%
HK$83,626
+HK$4,188/mo
Deposit HK$1.65M · loan HK$14.85M · min. income ≈ HK$158,876/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,954 · Scale 2, in force from 26 Feb 2026)