LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,638
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,809
−HK$1,189/mo
Today · 4.125%
HK$39,998
baseline
▲ 0.50% · 4.625%
HK$42,432
+HK$2,434/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,996/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,872
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,995
−HK$1,139/mo
Today · 4.125%
HK$44,134
baseline
▲ 0.50% · 4.625%
HK$46,460
+HK$2,326/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,268/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,166
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,570
−HK$1,428/mo
Today · 4.125%
HK$47,998
baseline
▲ 0.50% · 4.625%
HK$50,918
+HK$2,920/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,996/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,246
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,594
−HK$1,367/mo
Today · 4.125%
HK$52,961
baseline
▲ 0.50% · 4.625%
HK$55,752
+HK$2,791/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,922/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,693
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,332
−HK$1,665/mo
Today · 4.125%
HK$55,997
baseline
▲ 0.50% · 4.625%
HK$59,405
+HK$3,408/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,994/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,621
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,193
−HK$1,595/mo
Today · 4.125%
HK$61,788
baseline
▲ 0.50% · 4.625%
HK$65,045
+HK$3,257/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,576/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,748
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$69,856
−HK$2,141/mo
Today · 4.125%
HK$71,997
baseline
▲ 0.50% · 4.625%
HK$76,378
+HK$4,381/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$143,994/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,369
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,391
−HK$2,050/mo
Today · 4.125%
HK$79,441
baseline
▲ 0.50% · 4.625%
HK$83,629
+HK$4,188/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,882/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,976 · Scale 2, in force from 26 Feb 2026)