LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,639
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,810
−HK$1,189/mo
Today · 4.125%
HK$39,999
baseline
▲ 0.50% · 4.625%
HK$42,433
+HK$2,434/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$79,998/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,873
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,996
−HK$1,139/mo
Today · 4.125%
HK$44,135
baseline
▲ 0.50% · 4.625%
HK$46,462
+HK$2,327/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,270/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,167
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,572
−HK$1,427/mo
Today · 4.125%
HK$47,999
baseline
▲ 0.50% · 4.625%
HK$50,920
+HK$2,921/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,998/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,248
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,595
−HK$1,367/mo
Today · 4.125%
HK$52,962
baseline
▲ 0.50% · 4.625%
HK$55,754
+HK$2,792/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,924/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,695
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,334
−HK$1,665/mo
Today · 4.125%
HK$55,999
baseline
▲ 0.50% · 4.625%
HK$59,406
+HK$3,407/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,998/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,622
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,194
−HK$1,595/mo
Today · 4.125%
HK$61,789
baseline
▲ 0.50% · 4.625%
HK$65,046
+HK$3,257/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,578/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,750
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$69,858
−HK$2,141/mo
Today · 4.125%
HK$71,999
baseline
▲ 0.50% · 4.625%
HK$76,380
+HK$4,381/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$143,998/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,371
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,393
−HK$2,050/mo
Today · 4.125%
HK$79,443
baseline
▲ 0.50% · 4.625%
HK$83,631
+HK$4,188/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,886/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,993 · Scale 2, in force from 26 Feb 2026)