LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,639
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,810
−HK$1,190/mo
Today · 4.125%
HK$40,000
baseline
▲ 0.50% · 4.625%
HK$42,433
+HK$2,433/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$80,000/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,873
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$42,996
−HK$1,140/mo
Today · 4.125%
HK$44,136
baseline
▲ 0.50% · 4.625%
HK$46,462
+HK$2,326/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,272/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$618,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,167
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,572
−HK$1,427/mo
Today · 4.125%
HK$47,999
baseline
▲ 0.50% · 4.625%
HK$50,920
+HK$2,921/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$95,998/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,248
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,596
−HK$1,367/mo
Today · 4.125%
HK$52,963
baseline
▲ 0.50% · 4.625%
HK$55,754
+HK$2,791/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,926/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$618,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,695
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,334
−HK$1,665/mo
Today · 4.125%
HK$55,999
baseline
▲ 0.50% · 4.625%
HK$59,407
+HK$3,408/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$111,998/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,623
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,195
−HK$1,595/mo
Today · 4.125%
HK$61,790
baseline
▲ 0.50% · 4.625%
HK$65,047
+HK$3,257/mo
Deposit HK$4.95M · loan HK$11.55M · min. income ≈ HK$123,580/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$618,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,751
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,858
−HK$2,141/mo
Today · 4.125%
HK$71,999
baseline
▲ 0.50% · 4.625%
HK$76,380
+HK$4,381/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$143,998/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,372
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,393
−HK$2,051/mo
Today · 4.125%
HK$79,444
baseline
▲ 0.50% · 4.625%
HK$83,632
+HK$4,188/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,888/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$618,998 · Scale 2, in force from 26 Feb 2026)