LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,642
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,813
−HK$1,189/mo
Today · 4.125%
HK$40,002
baseline
▲ 0.50% · 4.625%
HK$42,436
+HK$2,434/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$80,004/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,876
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$42,999
−HK$1,140/mo
Today · 4.125%
HK$44,139
baseline
▲ 0.50% · 4.625%
HK$46,465
+HK$2,326/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,278/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,170
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,575
−HK$1,428/mo
Today · 4.125%
HK$48,003
baseline
▲ 0.50% · 4.625%
HK$50,924
+HK$2,921/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$96,006/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,252
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,599
−HK$1,367/mo
Today · 4.125%
HK$52,966
baseline
▲ 0.50% · 4.625%
HK$55,758
+HK$2,792/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,932/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,699
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,338
−HK$1,665/mo
Today · 4.125%
HK$56,003
baseline
▲ 0.50% · 4.625%
HK$59,411
+HK$3,408/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,006/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,627
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,199
−HK$1,595/mo
Today · 4.125%
HK$61,794
baseline
▲ 0.50% · 4.625%
HK$65,051
+HK$3,257/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,588/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,755
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$69,863
−HK$2,141/mo
Today · 4.125%
HK$72,004
baseline
▲ 0.50% · 4.625%
HK$76,386
+HK$4,382/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,008/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,377
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,399
−HK$2,051/mo
Today · 4.125%
HK$79,450
baseline
▲ 0.50% · 4.625%
HK$83,638
+HK$4,188/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,900/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,042 · Scale 2, in force from 26 Feb 2026)