LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,643
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,814
−HK$1,189/mo
Today · 4.125%
HK$40,003
baseline
▲ 0.50% · 4.625%
HK$42,438
+HK$2,435/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$80,006/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,877
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,000
−HK$1,140/mo
Today · 4.125%
HK$44,140
baseline
▲ 0.50% · 4.625%
HK$46,467
+HK$2,327/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,280/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,171
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,577
−HK$1,427/mo
Today · 4.125%
HK$48,004
baseline
▲ 0.50% · 4.625%
HK$50,925
+HK$2,921/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$96,008/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,253
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,601
−HK$1,367/mo
Today · 4.125%
HK$52,968
baseline
▲ 0.50% · 4.625%
HK$55,760
+HK$2,792/mo
Deposit HK$6.60M · loan HK$9.90M · min. income ≈ HK$105,936/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,700
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,339
−HK$1,666/mo
Today · 4.125%
HK$56,005
baseline
▲ 0.50% · 4.625%
HK$59,413
+HK$3,408/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,010/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,628
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,201
−HK$1,595/mo
Today · 4.125%
HK$61,796
baseline
▲ 0.50% · 4.625%
HK$65,053
+HK$3,257/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,592/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,757
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$69,865
−HK$2,141/mo
Today · 4.125%
HK$72,006
baseline
▲ 0.50% · 4.625%
HK$76,388
+HK$4,382/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,012/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,379
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,401
−HK$2,051/mo
Today · 4.125%
HK$79,452
baseline
▲ 0.50% · 4.625%
HK$83,640
+HK$4,188/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,904/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,057 · Scale 2, in force from 26 Feb 2026)