LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,643
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,814
−HK$1,190/mo
Today · 4.125%
HK$40,004
baseline
▲ 0.50% · 4.625%
HK$42,438
+HK$2,434/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$80,008/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,878
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$43,001
−HK$1,139/mo
Today · 4.125%
HK$44,140
baseline
▲ 0.50% · 4.625%
HK$46,467
+HK$2,327/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,280/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,172
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,577
−HK$1,428/mo
Today · 4.125%
HK$48,005
baseline
▲ 0.50% · 4.625%
HK$50,926
+HK$2,921/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$96,010/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,253
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,601
−HK$1,367/mo
Today · 4.125%
HK$52,968
baseline
▲ 0.50% · 4.625%
HK$55,760
+HK$2,792/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$105,936/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,701
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,340
−HK$1,665/mo
Today · 4.125%
HK$56,005
baseline
▲ 0.50% · 4.625%
HK$59,413
+HK$3,408/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,010/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,629
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,201
−HK$1,596/mo
Today · 4.125%
HK$61,797
baseline
▲ 0.50% · 4.625%
HK$65,054
+HK$3,257/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,594/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,758
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$69,866
−HK$2,141/mo
Today · 4.125%
HK$72,007
baseline
▲ 0.50% · 4.625%
HK$76,388
+HK$4,381/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,014/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,380
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,402
−HK$2,051/mo
Today · 4.125%
HK$79,453
baseline
▲ 0.50% · 4.625%
HK$83,641
+HK$4,188/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,906/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,065 · Scale 2, in force from 26 Feb 2026)