LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,646
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,817
−HK$1,190/mo
Today · 4.125%
HK$40,007
baseline
▲ 0.50% · 4.625%
HK$42,441
+HK$2,434/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$80,014/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,881
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,004
−HK$1,140/mo
Today · 4.125%
HK$44,144
baseline
▲ 0.50% · 4.625%
HK$46,470
+HK$2,326/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,288/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,175
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,580
−HK$1,428/mo
Today · 4.125%
HK$48,008
baseline
▲ 0.50% · 4.625%
HK$50,929
+HK$2,921/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$96,016/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,257
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,605
−HK$1,367/mo
Today · 4.125%
HK$52,972
baseline
▲ 0.50% · 4.625%
HK$55,764
+HK$2,792/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$105,944/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,704
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,344
−HK$1,666/mo
Today · 4.125%
HK$56,010
baseline
▲ 0.50% · 4.625%
HK$59,418
+HK$3,408/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,020/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,633
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,206
−HK$1,595/mo
Today · 4.125%
HK$61,801
baseline
▲ 0.50% · 4.625%
HK$65,059
+HK$3,258/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,602/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,763
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$69,871
−HK$2,141/mo
Today · 4.125%
HK$72,012
baseline
▲ 0.50% · 4.625%
HK$76,394
+HK$4,382/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,024/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,386
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,407
−HK$2,051/mo
Today · 4.125%
HK$79,458
baseline
▲ 0.50% · 4.625%
HK$83,647
+HK$4,189/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,916/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,109 · Scale 2, in force from 26 Feb 2026)