LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,646
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,818
−HK$1,189/mo
Today · 4.125%
HK$40,007
baseline
▲ 0.50% · 4.625%
HK$42,442
+HK$2,435/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$80,014/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,881
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,005
−HK$1,139/mo
Today · 4.125%
HK$44,144
baseline
▲ 0.50% · 4.625%
HK$46,471
+HK$2,327/mo
Deposit HK$8.25M · loan HK$8.25M · min. income ≈ HK$88,288/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,176
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,581
−HK$1,428/mo
Today · 4.125%
HK$48,009
baseline
▲ 0.50% · 4.625%
HK$50,930
+HK$2,921/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$96,018/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,258
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,606
−HK$1,367/mo
Today · 4.125%
HK$52,973
baseline
▲ 0.50% · 4.625%
HK$55,765
+HK$2,792/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$105,946/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,705
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,345
−HK$1,665/mo
Today · 4.125%
HK$56,010
baseline
▲ 0.50% · 4.625%
HK$59,418
+HK$3,408/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,020/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,634
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,206
−HK$1,596/mo
Today · 4.125%
HK$61,802
baseline
▲ 0.50% · 4.625%
HK$65,059
+HK$3,257/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,604/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,764
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$69,872
−HK$2,141/mo
Today · 4.125%
HK$72,013
baseline
▲ 0.50% · 4.625%
HK$76,395
+HK$4,382/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,026/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,386
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,408
−HK$2,051/mo
Today · 4.125%
HK$79,459
baseline
▲ 0.50% · 4.625%
HK$83,648
+HK$4,189/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,918/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,117 · Scale 2, in force from 26 Feb 2026)