LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,648
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,820
−HK$1,189/mo
Today · 4.125%
HK$40,009
baseline
▲ 0.50% · 4.625%
HK$42,444
+HK$2,435/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,018/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,884
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$43,007
−HK$1,139/mo
Today · 4.125%
HK$44,146
baseline
▲ 0.50% · 4.625%
HK$46,473
+HK$2,327/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,292/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,178
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,583
−HK$1,428/mo
Today · 4.125%
HK$48,011
baseline
▲ 0.50% · 4.625%
HK$50,933
+HK$2,922/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$96,022/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,260
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,608
−HK$1,368/mo
Today · 4.125%
HK$52,976
baseline
▲ 0.50% · 4.625%
HK$55,768
+HK$2,792/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$105,952/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,708
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,347
−HK$1,666/mo
Today · 4.125%
HK$56,013
baseline
▲ 0.50% · 4.625%
HK$59,421
+HK$3,408/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,026/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,637
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,210
−HK$1,595/mo
Today · 4.125%
HK$61,805
baseline
▲ 0.50% · 4.625%
HK$65,063
+HK$3,258/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,610/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,767
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$69,875
−HK$2,142/mo
Today · 4.125%
HK$72,017
baseline
▲ 0.50% · 4.625%
HK$76,399
+HK$4,382/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,034/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,390
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,412
−HK$2,051/mo
Today · 4.125%
HK$79,463
baseline
▲ 0.50% · 4.625%
HK$83,652
+HK$4,189/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,926/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,149 · Scale 2, in force from 26 Feb 2026)