LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,650
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,821
−HK$1,190/mo
Today · 4.125%
HK$40,011
baseline
▲ 0.50% · 4.625%
HK$42,446
+HK$2,435/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,022/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,885
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,009
−HK$1,139/mo
Today · 4.125%
HK$44,148
baseline
▲ 0.50% · 4.625%
HK$46,475
+HK$2,327/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,296/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,180
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,586
−HK$1,427/mo
Today · 4.125%
HK$48,013
baseline
▲ 0.50% · 4.625%
HK$50,935
+HK$2,922/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$96,026/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,262
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,610
−HK$1,368/mo
Today · 4.125%
HK$52,978
baseline
▲ 0.50% · 4.625%
HK$55,771
+HK$2,793/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$105,956/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,710
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,350
−HK$1,666/mo
Today · 4.125%
HK$56,016
baseline
▲ 0.50% · 4.625%
HK$59,424
+HK$3,408/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,032/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,640
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,212
−HK$1,596/mo
Today · 4.125%
HK$61,808
baseline
▲ 0.50% · 4.625%
HK$65,066
+HK$3,258/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,616/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,770
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$69,878
−HK$2,142/mo
Today · 4.125%
HK$72,020
baseline
▲ 0.50% · 4.625%
HK$76,402
+HK$4,382/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,040/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,394
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,416
−HK$2,051/mo
Today · 4.125%
HK$79,467
baseline
▲ 0.50% · 4.625%
HK$83,656
+HK$4,189/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,934/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,176 · Scale 2, in force from 26 Feb 2026)