LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,650
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,822
−HK$1,189/mo
Today · 4.125%
HK$40,011
baseline
▲ 0.50% · 4.625%
HK$42,446
+HK$2,435/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,022/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,886
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,009
−HK$1,140/mo
Today · 4.125%
HK$44,149
baseline
▲ 0.50% · 4.625%
HK$46,476
+HK$2,327/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,298/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$619,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,181
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,586
−HK$1,428/mo
Today · 4.125%
HK$48,014
baseline
▲ 0.50% · 4.625%
HK$50,935
+HK$2,921/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$96,028/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,263
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,611
−HK$1,367/mo
Today · 4.125%
HK$52,978
baseline
▲ 0.50% · 4.625%
HK$55,771
+HK$2,793/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$105,956/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,711
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,350
−HK$1,666/mo
Today · 4.125%
HK$56,016
baseline
▲ 0.50% · 4.625%
HK$59,425
+HK$3,409/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,032/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,640
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,213
−HK$1,595/mo
Today · 4.125%
HK$61,808
baseline
▲ 0.50% · 4.625%
HK$65,066
+HK$3,258/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,616/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,771
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$69,879
−HK$2,142/mo
Today · 4.125%
HK$72,021
baseline
▲ 0.50% · 4.625%
HK$76,403
+HK$4,382/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,042/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,394
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$77,416
−HK$2,052/mo
Today · 4.125%
HK$79,468
baseline
▲ 0.50% · 4.625%
HK$83,657
+HK$4,189/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,936/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,182 · Scale 2, in force from 26 Feb 2026)